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HomeInsurance › Unemployment Insurance

Unemployment Insurance

The Federal-State Unemployment Insurance Program provides unemployment benefits to workers who are unemployed because of reasons that prove no fault on their behalves. Unemployment insurance payments provide temporary financial aid to unemployed workers who meet the requirements of State law. Each State administers their own unemployment insurance program that falls within guidelines established by Federal law.

The State decided the qualifications for unemployment insurance, benefit amounts, and the length of time benefits are granted. In most states, benefit funding is based on a tax imposed on employers. In order to qualify, you meet the State requirements for income earned or time worked during an specified period of time known as a "base period".

If you want to file a claim, you can contact the State Unemployment Insurance agency soon after unemployment. Some states allow you to file a claim via telephone or the Internet. When you file a claim, you need to provide certain information like the dates and addresses of your previous employment. Ensure that your claim is not delayed by giving complete information. You should file the claim with the state of your last employment. If you are in a different state, the state UI agency where you now reside can provide you with the information on how to file your claim.

You will probably receive your first benefit check from two to three from filing a claim. Some states enforce a one-week waiting period first. You need to file weekly or biweekly claims, and answer questions about your continued eligibility. You must also report earnings from any work you have had during the time. You must also report employment offers and refusals. You can file the claims by mail or telephone, according to state instructions.

When you are instructed, you need to report to your local Unemployment Insurance Claims Office or One-Stop/Employment Service Office. Failure to show up as scheduled for any interview may cause your benefits to drop.

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